Downsizing
The equity is usually larger than people expect and the inventory is thinner. Both worth knowing before you list.
The number is usually bigger than people expect
Most of these conversations start with somebody underestimating their own equity, frequently by a lot.
If you have been in a larger home in this part of Davis County for a decade or more, the gap between what you paid and what it is worth now is probably the largest single financial fact in your life, and nobody has ever put it in front of you on a piece of paper.
That changes what this decision is about. It stops being a conversation about maintenance and becomes one about what the difference funds.
Start there rather than with listings: what your home is actually worth. It is free and commits you to nothing.
Find Out What My Home Is Worth
Where the inventory actually is
Here is the honest problem, and it is different in each of the three towns I work.
Farmington releases the most equity and has the least to move into. It has spent years building large homes and not much of the other thing. Staying in Farmington is possible and narrower than your equity is.
Kaysville is built on large lots, which is usually what people want to stop maintaining, and has little of the smaller, lower-ground housing they want instead. A fair number of Kaysville owners making this move end up leaving Kaysville.
Centerville is where this county downsizes into. Its stock is older and smaller on average, which is precisely why its median came in at $650,000 last year against Farmington's $749,950 despite sitting closer to Salt Lake. What you are looking for actually exists here.
Knowing that in week one rather than week seven is worth a great deal, and it is the sort of thing an agent who wants your listing has no incentive to tell you.
Source: Wasatch Front Regional MLS, single-family sold listings, Davis County, pulled 28 September 2026.
What you should weigh besides the house
If getting to things without driving far matters more now than acreage does, the three towns are genuinely different.
Farmington has Station Park in the middle of town, 62 acres of shopping, restaurants and a theatre, with a UTA FrontRunner stop beside it at Farmington Station. Centerville has the big-box strip west of I-15, the largest concentration in this part of the county, and the shortest drive into Salt Lake, but no rail stop. Kaysville has shops strung along two roads and no centre at all.
Farmington also has the canyon, with trails and a road up it. Centerville climbs the mountain but has no canyon. None of Kaysville reaches the bench.
These sound like small distinctions from the outside. They are the daily texture of the next twenty years.
Sequencing, and the part nobody plans for
Sell first and you know exactly what you have, but you may be moving twice. Buy first and you have somewhere to go while carrying two payments. Neither is right in the abstract and we work it out on paper with your real numbers, including what happens if they land out of order.
Pace matters to that decision. Kaysville sold at a median of 28 days last year, Farmington 31, Centerville 38. If you are selling in Kaysville and buying in Centerville, those two numbers are pulling in opposite directions and it is worth planning around rather than discovering.
The part that actually sets the timeline is not the sale. It is clearing the house. Decades in one place produces more than fits in a smaller one, and the sorting always takes longer than anyone budgets. I can point you at people who do that work, and I build the plan around it rather than pretending it takes a weekend.
The Guaranteed Sale Program puts price and timeline in writing, and if the conditions are not met I buy the home or sell it for free. Conditions apply. The Listing Cancellation Agreement lets you cancel any time before you accept an offer. On this move that matters more than most, because it removes the pressure to rush a decision you have been putting off for good reasons.
Tell me what you are thinking and I will give you the number and an honest read on what is available. Selling your home covers the listing side and the selling process has the sequence.
Frequently Asked Questions
Can I stay in the same town?
It depends which one. Centerville has the most of what people moving to less house are looking for, because its stock is older and smaller. Farmington and Kaysville both have less of it than their owners' equity would suggest.
How much is my larger home worth?
Almost certainly more than you think, and more than an automated estimate says. Farmington's single-family median was $749,950 last year and Kaysville's $655,000, with the large-lot southwest corner well above that. A real valuation is free.
Should I sell first or buy first?
It depends on your equity, your timeline and how much uncertainty you can live with. Pace matters too: Kaysville sold at a 28-day median last year and Centerville at 38, so selling in one and buying in the other pulls in opposite directions.
How long does the whole thing take?
Longer than the sale. Clearing the house is what sets the real timeline after decades in one place, and I build the plan around that rather than around a listing date.
What if I change my mind halfway through?
The Listing Cancellation Agreement lets you cancel any time before you accept an offer. On a decision like this that matters, because it removes the pressure to rush.
Downsizing by neighborhood
Keep exploring
Ready to make your move with David Supinger Real Estate?